by Roshan D'Souza | Aug 11, 2026 | home-mortgages
By Roshan D’Souza, Mortgage Agent Level 2, Mortgage Architects A smart mortgage payoff strategy for landlords starts with recognizing that not all mortgage debt is equal. If you own a home and a rental property, you have two mortgages that look almost identical...
by Roshan D'Souza | Jun 2, 2026 | home-mortgages
If you are dealing with a rental property shortfall in Canada, you are not alone. Hundreds of landlords across the GTA and beyond are covering a $400- $500 gap every month, and most are doing so in the most expensive way possible. The Rental Property Shortfall Canada...
by Roshan D'Souza | Jul 25, 2023 | home-mortgages
Many Canadians pay off their mortgages each year without receiving any tax benefits. However, if you own a rental property or a rental basement unit, there is a legal strategy that can change this: it’s called Rental Cash Damming. This approach allows you to...
by Roshan D'Souza | Jul 25, 2023 | home-mortgages
Home refinance is a process where homeowners replace their existing mortgage with a new one, typically with different terms or a lower interest rate. It allows homeowners to take advantage of lower interest rates or change their mortgage terms to better suit their...
