Many Canadians pay off their mortgages each year without receiving any tax benefits. However, if you own a rental property or a rental basement unit, there is a legal strategy that can change this: it’s called Rental Cash Damming.   This approach allows you to...

Home refinance is a process where homeowners replace their existing mortgage with a new one, typically with different terms or a lower interest rate. It allows homeowners to take advantage of lower interest rates or change their mortgage terms to better suit their...

Saving money for a home down payment in Canada can be a challenging task, especially considering the high cost of real estate in many cities. However, with careful planning and discipline, it is possible to save enough money for your dream home. Here are 10 steps to...