# Mortgage Agent

> Home Mortgage Simplified


## Posts

- [Covering a Rental Property Shortfall in Canada? You're Doing It the Expensive Way](https://roshandsouza.com/youre-probably-paying-cra-to-cover-your-rental-shortfall/): If you are dealing with a rental property shortfall in Canada, you are not alone. Hundreds of landlords across the GTA and beyond are covering a $400- $500 gap every month, and most are doing so in the most expensive way possible. The Rental Property Shortfall Canada Landlords Ignore Most landlords write a cheque from their chequing account every month. Clean, simple, no new debt. It feels responsible. But here is the problem: that money came from your paycheque. Which means before it hit your account, CRA already took its share. You earned significantly more gross than you needed to net […]
- [Rental Cash Damming – How to Convert Your Mortgage Into a Tax-Deductible One](https://roshandsouza.com/rental-cash-damming/)
- [Common Mistakes to Avoid When Applying for a Home Mortgage in Canada](https://roshandsouza.com/common-mistakes-to-avoid-when-applying-for-a-home-mortgage-in-canada/)
- [What is home refinance and how to make sure you get the best deal in Canada.](https://roshandsouza.com/what-is-home-refinance-and-how-to-make-sure-you-get-the-best-deal-in-canada/)
- [10 steps to save money for your home down payment in Canada](https://roshandsouza.com/10-steps-to-save-money-for-your-home-down-payment-in-canada/)

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